| Notice of privacy and insurance information
As a valued customer of ours, we respect the trust
that you have placed with us and we continuously strive to earn and maintain
that trust. We understand the importance of protecting the confidentiality
and security of your nonpublic personal information. We have a long history
of protecting our customers' privacy.
In order to provide you with top quality insurance and financial products,
and with the service you deserve, it is necessary for us to collect nonpublic
personal information about you and, in certain situations, to share that
information with others. The following notice describes our policies and
practices with regard to your nonpublic personal information.
Confidentiality and security of your non public personal information
We maintain appropriate physical, electronic, and procedural safeguards
to maintain the confidentiality and security of your nonpublic personal
information. We restrict access to nonpublic personal information about
you to those employees who need to know that information to provide
products or services to you.
We provide training to our employees on the importance of maintaining
the confidentiality and security of your nonpublic personal information.
Employees who violate our privacy policies are appropriately disciplined.
Categories of information that we collect
We collect nonpublic personal information about you from the following
- Information that we receive from you on applications and other forms;
- Information about your transactions with us and our company partners;
- Information that we receive from a consumer protection agency; and
- Information that we receive when you visit us through our web site.
Categories of parties to whom we may disclose information
We may disclose nonpublic personal information about you to the following
types of parties:
- Financial services providers such as insurance companies or insurance
- We do not disclose this information to anyone or any agency outside
of our firm without your approval at any time except as required by
Categories of information that we disclose
We may disclose the following kinds of nonpublic personal information
about you :
- Information that we receive from you on applications or other forms,
such as your name, address, social security number, assets, income and
- Information about your transactions with us or others, such as your
policy coverage, premiums and payment history;
- Information we receive from consumer reporting agency, such as your
creditworthiness and credit history; and
- Information that we collect from your visits to us through our web
site, such as your email address.
Your rights to opt-out of certain information sharing
We do not disclose nonpublic financial information about you to nonaffiliated
You do not need to opt out of disclosures to third parties as provided
under the law since we do not share your information with any non-affiliates.
Your information will only be shared with insurance companies with your
Accuracy of your nonpublic personal information that we process
We strive to maintain the accuracy of your information. In order to help
us maintain accuracy; if you have information in our possession that is
inaccurate you may request that we amend or delete the information that
you believe to be erroneous. If we concur with your conclusion we will
amend or delete the information in question. You may write our privacy
officer at the address below to receive our complete policy on accessing
and amending your nonpublic personal information.
We reserve the right to change our privacy policies and insurance information
practices. If we make any material changes to our policies or practices,
we will provide you with a copy of a revised notice.